Are You Involved in Debt Litigation?
If you are being sued by a creditor for unpaid debts, a debt litigation attorney at Rossi Law can help. We're knowledgeable, experienced and resolute in defending our clients from creditor actions. We urge you to contact us to assist.
When a client contacts us regarding debt litigation, we conduct a thorough investigation to learn available defenses. These defenses may include fraud, failure of consideration, defective products, failures to comply with the Truth in Lending Act and more. We put in an answer and if appropriate present a counterclaim for damages. We then energetically represent the client in the courtroom proceedings.
Debt negotiation is sometimes an option. If our client can put together a lump sum, we may offer to settle the matter with a payoff of 40% to 60% of the outstanding balance.
If our clients are home owners facing foreclosure, we examine the loan documents for defenses including fraud and predatory lending practices. We then contact the lender and press for an adjustment.
If our client owes more than the value of the home and is having trouble with the payments, we seek a loan modification with payments our client can afford. If loan modification is not available, we may recommend our client seek a short sale. Under this procedure, the client finds the best buyer they can, even if for a lesser amount than the loan balance. We then negotiate with the lender to accept the buyer's offer in full satisfaction of the loan.
Nothing is more important to us than seeing that our clients' interests are protected in debt litigation. Whether we are engaged in defending a lawsuit, advancing a counterclaim, pursuing a loan modification or short sale, we work tirelessly to achieve the best possible resolution of our client's case.